A Few Words

About Us

Pioneering Banking

ABS Bank helps you manage your money smarter. Discover your new favorite way to do all your money matters.

At ABS Bank, we believe that managing your finances should be simple, intuitive, and stress-free. Our innovative online banking platform is designed to provide you with the tools and insights you need to make informed financial decisions. Whether you’re saving for a big purchase, managing your daily expenses, or planning for the future, ABS Bank is here to support you every step of the way.

Smart Tools

Utilize our advanced financial tools to track your spending, set savings goals, and monitor your investments, all in one place.

24/7 Access

Bank on your schedule with 24/7 access to your accounts through our secure online and mobile platforms.

Seamless Experience

Enjoy a seamless banking experience with our user-friendly interface, making it easy to navigate and manage your accounts.

Mission & Vision

Money matters are complicated. Whether it’s sending money abroad, balancing the family budget, or scaling your business, we’ve all experienced how dispersed and frustrating finances can be. That’s why we’re here. We exist to remove all the friction that stands in the way of your money goals becoming your new reality.

Mission

At ABS Bank, our mission is to illuminate your financial path with innovative and accessible banking solutions. We believe in empowering our customers with the tools and resources they need to achieve their financial goals, whether it’s saving for the future, managing daily expenses, or investing in new opportunities.

Vision

Our vision is to be the leading online bank in Europe, known for our commitment to customer satisfaction, security, and technological advancement. We strive to create a seamless and enjoyable banking experience that fits effortlessly into your lifestyle.

Our History and Milestones

ABS Bank was founded with a vision to revolutionize the banking experience by leveraging cutting-edge technology and a customer-centric approach. Since our inception, we have been dedicated to providing innovative financial solutions that meet the evolving needs of our clients.

2015

Lumina Private Bank was established in Luxembourg, with a mission to offer secure and accessible online banking services across Europe.

2017

Launched our first mobile banking platform, allowing customers to manage their finances on the go.

2020

Expanded our services to include digital loans and credit products, providing more financial flexibility to our clients

2022

Achieved a significant milestone of 1 million active users, reflecting our growing reputation and customer trust.

2023

Launched our sustainability initiative, committing to environmentally friendly practices and supporting community projects across Europe.

Our Approach

Customer-Centric Approach

Your needs are at the heart of everything we do. We listen to your feedback and adapt our services to better serve you.

Security and
Trust

We prioritize the safety of your financial information and transactions, ensuring you can bank with confidence.

Sustainability and Responsibility

We are committed to sustainable practices and corporate social responsibility in communities we serve.

Leadership Team

Emma Johnson - Chief Executive Officer (CEO)

Emma brings over 20 years of experience in the banking industry, with a strong background in digital transformation and strategic planning. Under her leadership, ABS Bank has grown into a leading online bank in Europe. Emma is committed to fostering a culture of innovation and customer-centricity

Charles Hubbard - Chief Financial Officer (CFO)

Charles oversees the financial operations of ABS Bank, ensuring financial stability and growth. With a keen eye for detail and extensive experience in financial management, Charles plays a crucial role in strategic decision-making and financial planning.

Maria Garcia - Chief Technology Officer (CTO)

Maria leads our technology team, driving the development and implementation of cutting-edge banking solutions. Her expertise in cybersecurity and fintech innovation ensures that ABS Bank remains at the forefront of technological advancements, providing secure and efficient services to our customers.

John Williams - Chief Operating Officer (COO)

John is responsible for the day-to-day operations of ABS Bank, ensuring seamless service delivery and operational efficiency. With a background in operations management and customer service, John is dedicated to enhancing the overall customer experience.

Sophie Lee - Chief Marketing Officer (CMO)

Sophie heads our marketing efforts, focusing on building the ABS Bank brand and expanding our reach across Europe. Her strategic vision and creative approach have been instrumental in driving customer engagement and growth.